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Cheers Marty. I already have funds allocated in my budget to reno work so it's not as if I'm relying on these new funds to compete my reno, it may just speed up the process. Thinking I might just plod along with my current budget and keep the extra funds for next IP deposit/s. Thanks again.

Ok, so I am currently in the process if swapping to interest only which was no drama except for paying a fee of $95. Next question would be regarding the money that I am now "saving" that was initially going off the principal. As I am still renovating, what do you fellas think would be the...

Excellent, thanks guys.

Hi Shahin, I am currently with BankWest. May I ask why? Cheers.

I see, thanks Terry.

Hey Marty, Thanks for the quick reply! Could you please explain this part to me again that I have highlighted. Cheers.

Hey guys, I've been lurking these forums for a while soaking up all the information and I have to say there is some excellent stuff on here. So my situation is as follows, I am an Electrician on a modest wage of 65K with a supplied car and phone etc. I currently have 1 property which I live...