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Yes I will live there because I need to manage the reno.... it could last for months.... I think the best loan structure for future IP purpose is to have a 100% offset linked to it, when it is PPOR park as much cash in the 100% offset to minimise interest, and when it is IP can remove it with...

yes, my "move in" includes changing address of 1. drivers license 2. electoral roll 3. electricity / banks / phone / employer address 4. placing a mattress in one of the bedrooms. and sleep on it 5. car registration address, if insurance is cheaper.

Hi, I have a question and I am sure you gurus can help me. I am buying a property, this could be my PPOR in few years time. I have always been renting. The place need some small renos which will last at least 2-3 mths I think. Therefore please confirm the following ? 1. after settlement I...