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  1. B

    which insurance company do you use? (LL+Building)

    Good one, let's go to Heaven!
  2. B

    which insurance company do you use? (LL+Building)

    :mad: :eek::D :( ;) NO COMMENT
  3. B

    which insurance company do you use? (LL+Building)

    Yes, please to hear this, they dropped the excess by $100 when I told them they were expensive, (same with the tree stuff!) and I thought that I was the only one to find them expensive. Anyway, it is BEHIND me now, locked all with TS, I like the low premium because of the tenancy/tenant...
  4. B

    which insurance company do you use? (LL+Building)

    It was the quick with me. Youi and TS: Youi higher excess for Res Bld, same cover! So if you take TS for LL why not for Bld? Well the answer may be over the phone as I am waiting with TS staff re: If as a result of storm water penetrated under doors/garage: 1/ Real insurance: covered 2/...
  5. B

    which insurance company do you use? (LL+Building)

    Thanks Brett
  6. B

    which insurance company do you use? (LL+Building)

    Thanks Brett I think that as it will be my first tenant, risk: high premium low excess, TS is good for the lot LL (Rent cover & content - IP) and building (IP). See what Brett comes up with, but it looks I am going to lock in TS
  7. B

    which insurance company do you use? (LL+Building)

    Meaning: I am still confused! How much will you pay for a residential building, and whom with and why say Low excess (what is yours?) $200,000 replacement value brick veneer, tiles roof pointed not flooded area, but land is not flat, road is higher than bld), current in good condition, 1987...
  8. B

    which insurance company do you use? (LL+Building)

    An issue I have find is, and I mentioned it earlier is loss of rent due to Fire damage to building caused by tenant: 1/ covered by TS under "Bld only" ins >>>>>> HAVE I IMAGINED THIS ONE? I think so, so it may make TS cheaper than Youi 2/ not covered by others under 'Bld only' ins 1/ TS...
  9. B

    which insurance company do you use? (LL+Building)

    Also, can find that EBM insures IP building!... oh yes, here is it called: Householders! the definition is loss/damage to CONTENT and Bld (both while you might be covered by TS for Content) but I can't find the link and PDS
  10. B

    which insurance company do you use? (LL+Building)

    From my readings in this forum, TS is def best for rent and content residential called LL insurance with TS. For building it appears to me that if there is no issues with flood (due to weather, so inondation) TS is best, lower excesses. Compary TS with TS and your prop and mine , I got $797...
  11. B

    which insurance company do you use? (LL+Building)

    You are missing something: we are comparing apples with kiwis and bananas.
  12. B

    which insurance company do you use? (LL+Building)

    Ok, I will retry Youi tomorrow for BUILDING! Thank you
  13. B

    which insurance company do you use? (LL+Building)

    thanks for this, I have still not got my insurances. I have seen that forumers here do not usually have their landlord building with TS, wonder why. I am inclined to pick TS for both LL and Bld, but the lack o Bld ins with TS make me wonder. I rang Youi, and got an enormous premium quote 2...
  14. B

    which insurance company do you use? (LL+Building)

    Hi We read a lot of good advice for LL insurance, but how about Bld insurance? (investment) I am to get one today and still, I don't know. Don't know about TS as well, but in case, there's no flood cover there.
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