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LL insurance Mate I reckon youre pretty right. The excess is high because of the high turn over of residents on short term basis which for the insurer increases the risk of claims.The management takes the money upfront dont they? for short stay?

Westpac The loans with both IP's are through WBC wealth package deal. My LL insurance is with them because the package gives me $100.00 discount on excess with any claims. So some claims I pay no excess at all.And the rest I pay $100.00.Pay by the month helps cash flow and i think that their...