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thinking about it a bit further, I suspect I could use my margin loan to pay the monthly interest on the deductible side of the home loan which would effectively compound my deductible debt even more ... and hence be more tax effective (if that makes sense ....) sorry probably gettin a...

Hi Silas, To 'turn into tax deductible debt' all I did was have all my salary and dividends and tax refund etc paid into the home loan account for a year so that I could have funds available for redraw. (I also have a separate margin loan against shares, but I just let interest compound in...

hehe i wondered if it was understandable :) PPOR: $530k Current credit limit: $374k Current Loan balance total: 316k Of the loan balance: 246k non deductible, deductible 70k On the cashflow bit, I do need to estimate ... gone from 2 incomes to 1, droppped a large part of my asset...

Hi Everybody ... (Hi Dr Nick! :) ) A friend recently opened my eyes to the potential benefits of property investing, so I am trying to sponge up as much knowledge and information as I can before plunging in head first, and came across this forum as what appears to be a great source of...