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Hi all, My last question was not really answered: I have just had a look at my lenders website. I am not sure I qualify to have an offset account... A 100% offset is only an option on their 'premium loan' products. But there is mention of a partial offset for other accounts. How...

Thanks for the advice, I have just had a look at my lenders website. I am not sure I qualify to have an offset account... A 100% offset is only an option on their 'premium loan' products. But there is mention of a partial offset for other accounts. How does a partial option work? My...

Hi all, Just thought I would post to ask what my best option is at present & also perhaps confirm if my current plan is ok... Situation: * I own 1 IP at present. Paid: $190000. Currently owe: $95000. * Paying P&I making double the required repayments. * Currently have $10000 in a...