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Yes as a general rule landlord policies will include public liability insurance. The amount will vary, generally $20 million, RentCover policies include $30 million.

It certainly can vary. As a general rule (in regard to the building) the Body Corporate policy will cover the original kitchen and bathroom fitout as shown on the original BUP, but if it has been renovated at some stage and a new kitchen (for example) put in it is likely to be the landlord's...

Essentially the Body Corporate policy will cover the building structure, walls, ceilings etc., as well as liability for common areas such as hallways, grounds, carpark, driveway etc. At the very least you need a Contents policy that will cover your carpets, curtains, blinds etc. against...