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I couldn't agree more. In fact I have been advocating for 20 years that inclusion of Accidental Damage is one of the most important features you should look for. I am however a little surprised that TICA raised that, as far as I'm aware (and according to what I read on their website and...

No there is no difference in cover or excesses between agent managed or self managed properties, the policies can be used by either. As far as premiums go you only ever want to pay a fair price, believe me I feel the same way about insurance, but any savings need to be balanced against what may...

No problem at all. And yes, the way claims are settled makes a huge difference. Just for your info, one difference we have to possibly anyone else is that we have claim settling authority on behalf of the insurer. We still have to settle claims as per the policy of course but it makes it...

Hi Peter Not wishing to be evasive but this situation is not easy to give a definitive answer on but I will try as best I can. What you’ve noted may simply be classed as “cleanup” and there are pretty much no policies that are designed to cover this, but I will come back to that in a...

Note that Terri Scheer is a competitor of ours so take this as you wish, and by all means I would encourage you to check for yourself, but I wouldn't like you to have a misunderstanding in case of a claim. This statement is certainly not correct. Like any landlord policy that I am aware of...

You mean EBM?? Yes, we do all types of insurance, we are the largest privately owned and operated insurance broker in Australia. That's certainly a big jump with your insurance but there may be factors. If you want someone to speak to just send me a private message and I will make sure you...

I will do just that, thanks. You probably did catch someone on an off day, but that always sways me too. To be honest this is something that is being worked on quite heavily right now and fortunately that scenario is few and far between. That's good the cover periodic, the PDS is a bit...

That's quite right. The TICA policy for $285 would be essentially landlord insurance including contents for defined risks, no building. You will still need to cover your building. With Terri Scheer you would have their Landlord Preferred policy plus a building policy. With EBM you would...

The important thing is that you need to compare policies for overall features rather than single features (note that I work for EBM so don't just believe me, check yourself, I am simply suggesting that you do the research to understand all the features). The 15 weeks versus 6 is only sort of...