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Thanks Watson for the advice. If he can't come to the party I will let him know that I will be opening it up to all lenders to bid for my business in 14 months time.

Hi Watson, They are only offering 1 refinance rebate of $1250. I have asked for 6 but they are concerned after outlaying so much cash I could move again, therefore that's why I asked for the 4 %.

Hi, Currently looking at refinancing 6 properties 2 line of credits and 2 credit cards from NAB to Bank of Melbourne. Current LVR on these properties is approx 75%. All of these properties are fixed and will be coming off over the next 14 months. Break costs are about $15000. For me to move...