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Hi Peter and Jess, Thanks for your input. I now realise future servicing from NAB will be very difficult. As with others on this forum I will now have to look at those lenders that are more flexible with there servicing calculators and LVR. I guess that's we're Mortgage Brokers will come...

Hi Jamie, Going to have to definitely look at spreading my loans around which I will do once they come off fixed rate. My point was the NAB are introducing their new lending criteria in mid June. The reason I got for my recent refusal of an investment loan was due to servacibility...

Just a quick question from what I saw from a previous post NAB will bring in changes to their lending policies in the middle of June. I recently applied for a loan in late April only to have it refused due to servacibility. The banker stated that it was due to the APRA recommendations to tighten...