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Hi They are not crossed I know that for sure. Really so income protection does not cover you if you are out of a job as I have heard a few people talk about it at work that are much older than me and they told me it does cover you but only for maximum 3 or 6 months I think it was....

I think they are secured against each other but not 100% sure. I know they are not x-colled. Im probably just thinking the worst my job may be safe but I would like to know I could at least finish the build and then sell if worst came to worst.

Hello Everyone. Just a general question here im guessing most people will say yes as I mean its insurance. But im in 2 minds as I want to pay this loan down asap also. I still owe $140,000 on an IP and have just taken out a loan of $380K to build a new PPOR. My problem is the new build wont...