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Had a long chat with my local branch today about this. They made a few calls etc. Their position was that there was no way of avoiding the fee unless there was new borrowings of 150k min. They have allowed those with loans applied approved since AUG 1 to have the fee waived as that was when they...

Fee waiver Currently, I put everything into homeloan and use CC's for expenses, moving cash out of HL as required in $500 min chunks. Would prefer this offset account as it would save me having to move things around, but not really worth the $95 fee IMO. Noticed one poster has had fee...