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not a rental, so landlords insurance not required. the condition of the property (for now) means that it would have to be a major incident to bother claiming, so I'm likely to up the excess too.

Looking at getting a policy in place for a property we are hoping to buy (once we exchange), anyone got any recommendations? The property isn't in good condition, so we are only trying to ensure for major events rather then smaller incidents. Had a look at budget direct & coles so far, about...