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Mortgage Brokers, have practices changed? Since the first wave of sub-prime anxiety hit the market back in August, 5 months have passed. Given the amount of prophecising about this effect, interest rises aside, can people who have personal knowledge or examples, of where banks and just as...

Interesting point.....then....market sentiment/buyer psychology will by far be a greater influence in the short term on prices of property than 'market fundamentals'. Prophecies of doom and gloom or alternatively of never ending sunny days of increasing RE prices are self-fulfilling...