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Had an IP loan with WBC submitted and approved in one week. Mortgage docs signed a couple days later. This was in the last 2 weeks.

There's no effective competition to force them to make themselves look good. And let's not even mention IR on business loans :rolleyes:

I'll adjust rents to as much as the market will offer me as and when each IP becomes due for a rent review, irrespective of IR movements - up or down. Did LL reduce their rents when IR were coming down? Hardly.

And I signed mortgage docs at WBC this morning. Thanks for the gift :( Now I can't beat them, so I am now joining them. Time to buy into banks stocks. I wonder how the rental market will react (if at all) over the next 6 months as a result of increasing funding costs.