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I suspect you need to go to branch. Same thing happened with me at the ANZ

Homeside fixed rates have just come down 1yr = 5.79% 2yr = 5.89% 3yr = 5.99%

So is it simply the $A holding back the performance of our share-market? :confused: The ASX has severely underperformed the DJ.

Agree, still good rates, but I suspect you'll need to utilise the rate lock fee, as you wouldn't want to wait until settlement (however efficient the other bank is to discharge) given the environment of increasing fixed rates. This becomes even more problmmatic (and expensive) if you are moving...

Just had it confirmed that WBC will be raising fixed rates tomorrow (20th) between 10 & 14 basis points.

If that is replicated more broadly, that is a good signal that not only the Aus but global economy is getting over the worst.

5.99% with breakfree package (0.2% discount). 5.8% is gonski

Locked in a range of loans over the past few days at 5.99 & one at 6% for 3 years. The more I see, and hear from various bank acquaintenances & contacts, I think, unless something catastrophic happens in Europe, we have hit the bottom, well we may have passed it a few months back. Even with...

RAMS fixed home loans up effective today * 5.95 for 1 & 2 yrs to 6.19% * 6.09 for 3 yrs to 6.29%

Neil was this donen recently?

From my initial discussions with WBC & their Premium Financial Services area have flagged a 6.1-6.2% 1, 2 or 3 year fixed year rate. I have raised my eye brows at that, given the commentary on this thread about rates being achieved. I guess this provides a new definition for the term...

We haven't see much change in fixed rates for the past couple of months. I am starting to believe fixed rates are as close to a bottom as we are going to see? Any news, insight (or indeed guesstimates) from the MB community on this?

How did you go Devo?

There is no bank offering 3 years at 5.5%. As mentioned previously Citibank is the best at 5.75% but that is P&I only. And yes, I spoke to them this morning.

Ha back to the future JIT! 6.79%, tell 'em they're dreamin! In 2008/9, there was a special WBC 4.99% for 5 years for memory. Nice little bit of action to get a bit of if its on offer in the next 6-12 months.