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Dont know why theres a funny face on top of my last msg first time posting on ss using my android. Must have accidentally clicked something :p All the best to you! Im sure whatever you do you will end up in a good position! :D

Do you want to buy in your own name or joint names with your partner? Either way go see a few banks or brokers to see how much bank will lend you. If you buy solo, Your parents' loan to you will be factored into your serviceability and the banks might not lend you too much more based on...