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Thanks everyone for your input!!!! Just out of curiosity, does anyone know, once the formal loan process commences (ie: after I pay 0.25% so the bank knows I'm serious), would they request UPDATED payslips? I'm extremely risk averse. Even though I think it really shouldn't be a problem and...

Hi everyone I just went on this website re St George mortgages. http://www.stgeorge.com.au/loans/home-loans/faqs/homeloan-application-checklist.asp It says instead of giving most recent two consecutive payslips, I can provide Any two of: Salary /employment letter from your current...

Hi Schweedy Thanks for your reply. Yes I can do payslips from last two months =) Hope that's enough. Do you or does anyone else know whether the banks call up the HR departments of employers to confirm employment? and what type of questions they would ask? If all they ask is am I on the...

Hi Rolfe Thank you for your response. I'm asking St George bank for 80% (by using equity in another property). I gave St George my PAYG Payment Slips for the preapproval and loan/rental documents for my other property. When I asked if they needed anything else, they said no. I genuinely...

Hey everyone. I'm new to the forum. I have been reading your posts and find them extremely helpful. I have a question in relation to loan approval. I caught a serious flu virus in mid April and took about 2.5 weeks of sick leave. I didn't want to go back to work with any symptoms as...