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It matters little you are the only breadwinner at the moment because some couples don’t earn that much combined and still manage to save up for a deposit! My first job out of uni I was taken along to a meeting with couple by a highly respected tax advisor/lawyer/financial planner (still the...

I think you should do everything you can to save up a deposit of at least 10% in as short a timeframe as possible. Budget for everything!!! Rough it for 6 months or however long it takes you because it will pay off. Anything less than a 20% deposit means you have to take out mortgage...