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Thanks for the input everyone. The new val was ~100k higher (hence the 80k available equity to maintain 80%), and no LMI has been paid. I would say the chances of IP becoming PPOR are fairly high. Still having a few discussions with my wife about whether it is all necessary atm. If we split...

Hi, Got a query regarding loan structure. I currently have a $490k PPOR loan, on which I'm currently paying IO, and accumulating funds in my offset. Potentially looking to purchase some shares (not a lot, like 20k) in the next six months with a view to purchase another property within 12-18...