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Damn. Ever heard of CBA waiving that fee? I suppose they have to make money somewhere, right?

Is that 100 points off outside of their wealth package charged at $395pa? Just preparing myself before I get to the bank this afternoon. Cheers.

So if I'm following correctly, taking out the 80% on CBA's $900k valuation will leave me with $720k (within the 0.9% discount), however I was under the impression that my PPOR loan ($485k) would remain standaone and a new loan of 215k would be created to fund the IP's. Once those IP experience...

Our LVR is 47% (920k val on 485k loan). We're looking to release some of the remaining 33% (approx 200k) to fund IP deposits, fees, costs etc. Taking the FF points out of the equation, Macq is at 4.89% vs CBA at 5% as you've stated. If CBA can match Macq, I'd be more comfortable going with CBA...

Thanks CJay, great read. The numbers don't lie I guess. Cheers. I guess their fancy website and calculator got me. Macquarie offering 4.89% whilst Commbank giving 0.9% off their variable which is 5.1% (still need to speak to someone there for a further discount if applicable) Thanks...

Does anyone here have a home loan with Macquarie Bank, specifically their new Qantas points product: http://www.macquarie.com.au/mgl/au/personal/loans/home-loans/offset-account-flyer We had a valuation on our PPOR through Commbank and Macquarie and there was only 20k difference in the 2, which...