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Thanks mja- Actually I didn't leave out the interest or the holding costs, I have these on another sheet (I have lots of sheets :)) This budget sheet was purely for the purpose of me setting aside x amount of dollars and seeing if I could stick to it. I had initially allowed up to $15k to...

Awwhh thanks everyone, this is nicer than reading my Ebay feedback :) A povo surburb near Geelong :) I need to either pay down some debt or increase my serviceability before i can go on :( Hey if i can, anyone can!

Hi Rob, No havent had it revalued yet, waiting for the ripple to arrive :) I've added the budget now, seems my version of excel is abit more current than the ss.

As I always enjoy a reno story with before and after shots and there doesn’t seem to have been many on here of late I thought I’d share this with anyone whose interested. It was Aug09 and I felt like painting something... so I purchased a property for the princely sum of $149k. It was a...