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yes agreed that is the most obvious solution, as I would be taking out a new I/O loan on the ppor to convert to IP and also fund new ppor would it be an issue if the title changed names a month after the loan was taken out - would this incur a cost?

Hi All, Im looking to convert my PPOR to an IP, however to obtain the full tax benefits need to transfer the title to my wifes name. I understand that this will mean I will have to pay Stamp Duty however have worked it into the calculations - all ok. On the same day that I would transfer the...