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Thanks Terry, I live in QLD so I understand that I will have to pay stamp duty. Im working on the basis that as I would only be transferrring 50% to my wife that I would only pay Stamp Duty on $400k - rather than the whole value (800k) of the house - is this correct? Unfortunatley to late to...

Im looking to convert my ppor to an IP and trying to establish the best ownership structure. I currently am the only name on the title of the property and its worth $800k with a $400k P&I loan outstanding. I understand that if I refinanance to $800k I/O loan then I can only claim tax back on...