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Thanks Richard. IF the value of the property was 150K 10 years ago, and now the value's increased to 500K. This "50% of property" means 75K or 250K? Thanks again. Chris

I couldn't work what to do, so I post the question here: My PPOR is a bit too small so I want to buy a bigger house as new PPOR. And I also want to rent out current PPOR. I almost paid off current PPOR. I don't want to have huge loan on new PPOR. So, what are my options. No point to have a...