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The plan was to reno -> refinance -> funds ready for next purchase (whenever that is, approx next year) I am considering this now, because tenant is moving out earlier, and it would be easier to reno before re-lease, but also means reno falls within 12 months of settlement (not a very long...

Refinance within 12 months after settle? I forgot one very important note, what if this is all within 12 months of settlement? Would it affect the viability of this plan? (ie. risk of valuation coming back exactly the same as settlement bank valuation)

I questioned having LVR above 100% also, but other than the psychological annoyance, what are the negative implications of LVR 100%+ if I leave the pulled equity in an offset account, and if I have a super stable job allowing me to ride out any market crash? I am thinking the same, if I...

Hi, I'm a fairly young and inexperienced investor, and I am currently considering renovating my IP to manufacture and pull out some equity for my next purchase. With interest rate so low and house prices driven so high, I am worried that a falling market would follow. Regardless (presence of...