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Yes, it is managed by Barnes. The broker that first set up is quite infamous on these forums and we are not going with them again after having a bad experience later on

Yes, it wasn't great when we first got the loan either. We purchased at auction and the pre-approval we had with another bank ended up falling through so we went with them as a last ditch effort to not lose the deposit we had paid. I thought they may have been a bit more generous now given the...

The loan amount is 420k. We'll definitely go elsewhere once my husband gets a new job. They're making fun of us at that rate! :p

Adelaide Bank have very generously reduced our rate from 5.3% to 5.1% :eek:. Will definitely be refinancing as soon as we can

Thanks again. It's good that we'd at least have some options. Didn?t want to be stuck paying these rates for another year! :p

Thanks. It would be the same line of work and LVR would be ~79-83% depending if we withdraw equity at the same time

Hello, Just wondering if there are any lenders that would consider the income of an applicant who has just started a new job and what is the earliest they would consider this? I've been in my FT job for 4.5 years and my husband is currently looking for a new job - it will be either part-time...