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I've put down over $1000 in deposits so it seems like false economy to cancel it. I'll just have to delay delivery by several weeks. So much second-hand stuff is overpriced these days anyway.

Just posting these posts from the debt consolidation thread in the coffee lounge as I'm not sure if they'll get many views. My post: I tried to apply for a GE debt consolidation loan today (to pay off all debts and small bit extra for some expenses) and got knocked back despite meeting...

I'm sorry but that's incorrect. i did a lot of research before proceeding and that's around the market rate for the procedure. I'm very happy with the surgeon I went with as he is well renowned and accomplished in his field. Far more than the pretty average surgeon I would have gone with in...

I wish the above was true. I don't wish to disclose my medical history/conditions on an internet forum but it was surgery that was required as a result of a hereditary medical condition. There is a Medicare rebate available of a few hundred dollars which is a drop in the ocean compared to the...

Thanks tobe. Just to clarify, are you suggesting that I "recycle" the loan by putting money in there and then withdrawing it again for the expenses I mentioned? Also, I'm not sure what you mean with the three new personal loans you mention - are these in addition to the existing loans? In...

Thanks for the quick replies. Just as background (not that it really matters) but the personal loan was for important expenses like paying for my husband's uni (he has just become eligible for citizenship and HECS deferral) and our savings have also been quite curtailed by expensive surgery I...

Hello, Thought I'd post here instead of starting a new thread. Just wondering if others here can give some advice on tips/strategies to quickly pay down non-deductable debts? We have just purchased our first PPOR. We will be moving in in 6-7 weeks hopefully. As we are currently renting a...

Thanks for that article. It was well written and very interesting. We're generally pretty good with saving money and save a lot of what we earn. We placed a 5% deposit on an OTP property in June but then got carried away and applied for a personal loan to fund 50% of an overseas holiday. It was...