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Thanks for your replies. I largely agree with what you're all saying. At times, it does feel like a bit of a scam though. I currently take medication which costs $150 for a pack that lasts about 3.5 months. Before I signed up to our current insurer, I asked them if this particular medication...

Hello, Just a random question I've been thinking about lately. I guess it's more worthwhile for people with higher incomes for tax reasons but not sure if it's really value for money for us. My husband and I have a joint income of 80k and our hospital and extras cover is about $150/month. For...