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It depends on the State.

Thats the advantage of having property in a unit trust from inception. It allows you to keep the asset outside of the super environment and as you approach retirement have the opportunity to move it into a tax friendly environment. Lots of strategies for minimising the cgt on redemption and...

Sure it may have a loan secured today and a SMSF cant be involved but perhaps in 5, 15 or 20 years ??? Buying in personal names is a nail in the coffin for that strategy if its resi property. If you transfer to a unit trust and wait 3 years then the coffin opens. Of course the disadvantage...