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    Cross collateralisation question

    Just to round out the thread, in case anyone does a search for this... I heard back from Wide Bay and they only lend to units above 50 sqm.
  2. C

    Cross collateralisation question

    Many thanks FMS. Appreciate the help. Terry - I understand re not getting paid! Thanks for your help in pointing me in the right direction nonetheless.
  3. C

    Cross collateralisation question

    Thanks Terry. Any idea if the 40 sqm includes of excludes the balcony?
  4. C

    Cross collateralisation question

    Good call Terry, just looked at their website and saw they provide 100% offset with a fixed loan. Do you know if they finance 37 sqm units in North Sydney :)?
  5. C

    Cross collateralisation question

    Thanks FMS. I believe their rates are very similar to NAB so wouldn't make sense for me to go through the hassle and cost of refinancing to get essentially the same product suite no?
  6. C

    Cross collateralisation question

    Thanks very much everyone. From my research and my mortgage brokers lender panel, we have been unable to find anyone that will fix and provide a 100% offset for the 37 sqm unit. Do you know of anyone that will do all three things? This is what I am now leaning towards and staying with...
  7. C

    Cross collateralisation question

    Hi there I currently own a PPOR which is valued at $1.1m with a mortgage of $820k against it. The mortgage is with ING. I have $820k in the offset account, fully offsetting the mortgage. I also have an IP in North Sydney. It is valued at $420k and is financed with NAB with a loan of $328k...
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