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Thanks. I tell my clients to shop elsewhere for the best deal first, then take it to the referred broker to match or beat. I am not going to refer work to a complacent broker so my clients are treated just like the rest. I outlined this to the broker at the commencement so they know the rules...

I was approached by a bank to do this. I refer work but don't take a comission. I tell the broker they must give the client a better rate then if client applied over the counter. I feel my core business would suffer if clients knew I was getting kickbacks for referring them.