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If you have learnt from the mistake it was not a complete loss. Press on regardless.
Thanks for that. When you put it in that light it would seem that getting out of financial planning is sound financial planning!
But what was the nature of the complaint by the 3%? If it is just that they lost money the Ombudsman will tell them to cry some moar. Why surrender your liscence?
I'm thinking more of The Cheeseshop sketch.
Do you have any camenbert?