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Will stop an unauthorized dealing (sale/refinance). Different scenario then a buy from a third party. Here -missing ID documents and the acrimonious nature of the split indicate a real possibility of an unauthorized dealing/ forgery. A Caveat will slow things up a bit I expect.

It is not fraud if the bank allows a redraw with only one signature. Ring the bank- stop any redraws without both signature and telephone confirmation from your mate Cancel joint liability bankcards etc Change passwords etc Clear and close joint accounts- or at least take half the proceeds...