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Excellent post HP. A great problem to have. Means you'll have a good buffer in leaner years. May I ask where your retirement income is sourced from and is it held outside of super?

What if living expenses is less than income? I'd be keen to exit the full time rat race as soon as basic living expenses are covered by investment income. Will then look to work start working part time or take up short term contracts to supplement the investment income and to have some...