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Yep of course. What helps in my situation to bring the 15-20 years in is to a) have lower passive income goals and b) a plan to convert property equity into higher income generating assets like fully franked dividends.

For 100k passive it'll be something like what you outlined in the original post. My journey started 8 years ago, bought in 2007, 2009, 2010, 2011, 2013, and 2x in 2014. Deposits are getting easier to find now that I have some equity built up. Still a long road ahead of me but I can see a...

5% which is quite conservative (inflation + 2%) Should be quite achievable as all my properties are in middle ring suburbs of Sydney and Brisbane.

Been building a boring buy+hold property portfolio over the past 8 years that should generate at least 100K/year in equity while I sleep...which is more than I earn in my day job. Thinking of 'retiring' early by moving to a country with low cost of living for a few years while the portfolio...