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Shouldn't it be purrrr'lease catsteve? OP are you being serious or just posting this question to stir the pot and see what happens to have a laugh?

Why do you want to do this? Not just OTP but why serviced apt? What's your goal? Buying off the plan hoping to sell before completion is gambling, and if you can't sell and decide to settle, you might not even be able to get finance if the bank doesn't give you a good valuation. You are...