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Yeah but doesn't help me.. Even though they are owned by Westpac they set their rates independently.

Yes 1.3, 4.69 for non portfolios. I don't know if they'd go lower but I doubt it. On the 20th will be 4.44 after the 0.25

Done, 1.3. Except the portfolio loan portion but I can live with that. Thanks all for sharing. 20th of the month the 0.25 will then apply as well. Happy days. Cheers

Thanks, so with an SVR of 5.99, that's 1.3 discount. I'll call them and ask to change my discount from 1.2 to 1.3. Is < 80%, > $1m.

Hi All, What are St George giving for discounts > $1m these days? I've been paying 4.79 for a while now, how much should I ask for? I know they aren't as loose as NAB but reckon I could get 4.7% or better? Note I'm talking about before the rate cut.. as it may be harder to negotiate...