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If you buy, ensure offer is subject to finance

Not necessarily, in fact for myself the strategy we use strictly forbids it. Some people like regionals, but it's not most of us. Lomas and other Gurus were big on the regional investing, and some even recommended mining towns :confused:. But you can find high yield in capital cities as well so...

Most of us don't go over 90%. The % price of LMI jumps far too much and also the credit scrutiny increases. > 95% is more like first timers doing that to get their first step on the ladder.

I'm talking about OTP settling after the boom stops,todays sale stock. Of course the 2013 ones have gone up 100k, that was the start of the boom. Also I must clarify we are not talking about interest rates here. I was answering a question about how lending policy tightening will affect the...

It will affect unit prices more than house prices in my opinion. Alot of investors are piling into units, and at the same time alot of off the plan developments are in progress. Unfortunately I think alot of the OTP buyers will find at completion date that they can no longer get finance or...