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The pricing is based on the product eg fixed investment loan. IO is just an option, doesn't usually change the rate.

They have the same interest rates, always have for me..

Too bad for all those people who want to keep the money in the offset instead of paying contracted principal, or those who plan to turn their PPOR into an IP one day.. Changes to LVR and Serviceability make sense, but why mess with IO when it doesn't affect risk in a positive way. To limit...

I think it will hit Sydney and Melbourne the most. Brisbane and others will be considered by investors when they see proof the Sydney party is over, and when Sydney property prices don't fit in the servicability range anymore. If they can't afford a $1m investment property in Sydney, they...