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  1. davidw89

    How to property structure two loans

    See above, you've just increased the loan size of the investment property. Will the new large loan size be 100% tax deductible? I would like two offset account but apparently only one is free under the break free package from ANZ.
  2. davidw89

    How to property structure two loans

    How do you "borrow" to invest in small transaction such as shares? Do you draw it down from loan 2? There's no point putting it in offset 1 if it exceeds 200k as it would be offsetting anything. You said: This loan should be split into smaller portions to allow easy segregation. Share...
  3. davidw89

    How to property structure two loans

    Terry, if I structure it as above, with one offset account, it would offset Loan 1 right? As for excess funds above $200,000, where would that need to be placed?
  4. davidw89

    How to property structure two loans

    Hi, I'm looking for advice regarding the best way to structure my loans. For example: Loan 1: $200k against PPOR, with a valuation of $1 mil Loan 2: $600k against Investment property with a valuation of $1 mil. Bank agrees to refinance up to 80% of the combined properties, so new loan size...
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