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Fair point. We're with CBA and they have been very supportive of us - we were both made redundant last year and were in fact both unemployed for a time. But we had a clear strategy to maintain our repayments that we could explain to them, I had other passive income streams and other liquid...

Our portfolio is positive even with the new loans, so it is unlikely we would be forced to sell, including in case of job loss. If we did have to sell (for instance, permanent disability) the portfolio is sustainable enough that we could sell in a controlled way. It wouldn't be a fire sale. We...

Yes - we're doing this at the moment. (We needed to buy something for a short-term PPOR purpose as well, and we need to conserve cash at the moment for some forthcoming costs). We're getting two loans - one secured against the new property at maximum (paying LMI) and one for the deposit and...