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That is what I was doing few years ago without really understanding the risks. Someone from this forum pointed out the danger... and pulled out. I needed a deposit so that helped the decision too.

Would you like to share some of those ways?

I agree that severity of this consequence would be high. What is the likelihood of that happening? Even if it drops by 20%, what is the likelihood of getting a call from a bank?

1. Property (generally) don't go down to the level of say OneTel! 2. Property is very forgiving largely thanks to inflation and forced saving. 3. Less margin calls so less riskier if you can service.