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Very often it is deposit + top up! Again, all I have seen so far are either - valuation doesn't stack up - too small 1 bedders (<50 sqm) - in whoop whoop area It doesn't mean it can't work for everyone. It can work for a person who has plenty of equity and going to do nothing with it.

No. There are more than one or two ways to invest into property.

No... the ultimate test is compare it to what else you can do with the equity/deposit you have.

Why compare with a NG property? It is only fair to compare if you are going to buy a similar property anyway. It should be compared with what else you can do with your deposit. E.g. Granny flat in nsw or renovation or sub division.

Thank you for sharing your experience antiparadox. How do we know how much those marketing fees are? I looked at few closely. Generally they were over priced. They all claim that their quality is superior and we shouldn't compare with what is available :confused: Some claim that there is...