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What is the maximum you can contribute without paying any more than 15% rate?

You need to plan well like anything in life and then hope for the best :) I intentionally moved into a section which had the possibility of closing down. Then refused any 'opportunities' came within other sections.

I'll look at the tax rates for super contribution. I'm 39 this year. I'm 25 years away from accessing it. Do you still think so is it worthwhile to do so? Maybe it is ok if I start SMSF in the future ehh? Offset - That is the only option if I don't do anything else. We kind of rent. We don't...

I tried both but no luck. 1. Everyone else is finishing in a month. At early stage, I said I would prefer July 2014. My boss tried their best to extend but the Finance people wouldn't go beyond July for budgeting reasons. 2. All our IPs are in joined (50:50). It is discussed in this thread...

That is what exactly I'm doing. I will be able to leave anytime between March & Jun with a payout. I will get about 4 months of leave + 6 months of termination pay coming in this financial year. That is equivalent to 22 months of pay in this financial year but I may not get full income for next...

Thanks. Slowly plotting along :) At the job front, my position (along with the whole section) is abolished. Now I will have three choices : 1. Apply & win another job at the same place (Already finished 5 years) ? I get to negotiate the pay 2. Apply & not win a job - Most likely redundancy...

So I did....Thank you all. Bought a cheap one :)

Thank you tobe. Yes.. I have drawn out all the equity possible. I don't think 'potentially losing a job' can come under this. I thought it was more like 'having a baby' or already received a termination notice. If a person comes to you with my scenario, would you take on the job?

Hi, Restructure is happening at work. Everyone’s PDs (Position Description) are re-written. What that means is that I will have the option of not applying for any positions. These are our situation: Equal double income (100-110K each) family. 5 dependents (3 under five & 2 over 60)...