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I'm in Philippines now for a month holiday, mostly for diving. How much time are you spending here? Best diving near Manila is at Sabang beach in Puerto Galera. Take a bus from Cubao to Batangas (3 hours) and take the one hour banka (boat) across. I'm paying 900-1,000 peso a dive with my own...

Have her salary and any other income deposited into your account so you manage all the finances and give her an allowance each week for grocery shopping.