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Thanks for the great replies. Yes, I had thought a separate loan was the way to go. Thanks for that Rolph. Could you provide an explanation for the split of 20K secured to the home and 60K secured to the IP? Just trying to see the advantage of going this route No, the $75k is the full...

Hi guys My wife and I bought a property 4 years ago which is now our PPOR. Naturally we want to start building our portfolio so we've decided that we want to purchase a cheap property in rural NSW after doing a lot of research. I have to admit I'm hopeless with the topic of finance and tax so...