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Hi All, There is a theme around putting funds in an offset account rather than paying off the mortgage... Is this just to have a readily available source of funds ? or am i missing something else ? thanks again:)

Thanks all for your insightful posts I will look at suggested links. There is a balance to be struck and i probably need to build my asset base before i get much older..

Hi, I have a goal to generate a passive income of 75k in 5 years. is it possible . current situation Me 48 yo. working full time earning 185k with annual bonus of around 10 % wife 48 yo. working Pt 2 days per week, earning 12k pa. children 2. 18 yo in uni and 15 yo in school. assets 2.4 M...