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Sorry rugrat, didn't mean to confuse you :) Granny Flat is right. Point taken about the use of acronyms.

I would have opted for properties which I could build a GF on. Right now, I'm contemplating selling one in Mildura. My PM says it's not suitable and there's no real demand for GF there. I've yet to do my own research. I don't like the idea of selling (agent's commission & CGT)!