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Thanks Rolf and Aaron for your replies. So I ordered a credit check from Veda today and sure enough I've got two hits on there from playing with CBA's AVM in the past 6 months. The first had wanted a full val so I had cancelled straight away, the second was just to check LMI implications but...

Sigh, I just had upfront valuations on our PPOR and IP last week, which I ordered myself on Valex at about $250 each on the advice of my broker, obviously they're not as knowledgeable as yourselves! Could be time to move I think... The PPOR val came in at $580k which was $10k lower than my...